Lending. Leasing. Insurance. Risk Management

AgQuest is unique in the fact that they are a finance and insurance company owned by farm supply retailers across the U.S., including Crystal Valley Coop. They offer convenient access to flexible financial products and services at competitive rates, as well as dynamic risk management tools that are all available at your local Crystal Valley location. Together, Crystal Valley Coop and AgQuest are your one-stop source for all your farming needs. Learn more at www.agquest.net

AgQuest Companion Family of Loan Products

Together, Crystal Valley Coop and AgQuest Financial, offer unsecured crop input financing with the Companion DIRECT Loan Program for purchases up to $500,000. Financing over $500,000 is also an available on secured lines of credit. With Companion DIRECT, potential borrowers have the convenience of a simple application process and quick credit approval. The reward? Knowing you're working with companies who share your passion for farming and are committed to your success!

Companion COMPLETE loans are traditional full-operating lines of credit with revolving and second year loan options available. Loan requests less than or equal to $1 Million may only require an application.

AgQuest has made managing your loan portfolio easy with their online customer portal. Features include:

Make advances on applicable loans
Make loan payments
View loan balances and transaction history
Upload documents

To create an account, click here: Customer Portal Login

In addition to the companion loan products, AgQuest also offers a variety of term finance and insurance products including:

Real Estate Loan

Long-term loans collateralized by real estate, which generally includes unimproved farm ground, rural residences, and traditional farm sites. Not to be used when the value of the real estate is primarily derived from facilities/improvements.

Machinery and Equipment Loan

Intermediate term loans collateralized by all the borrower’s machinery and equipment inventory. A priority position on machinery and equipment is required.

Facility Loan

Secured with real estate that is improved with a livestock facility such as swine finishing barns and dairy milking parlors or other types of real estate fixtures such as grain bins and machine sheds.

Leasing

One of the fastest growing ways of acquiring equipment in business today. Leasing can put the equipment to work for you with real cash flow advantages without using major capital investment. Leases are through AgQuest’s sister company Northland Capital!

Crop Insurance

MPCI (Multi-Peril Crop Insurance)
Policies must be purchased prior to planting and cover loss of crop yields from all types of natural causes including drought, excessive moisture, freeze, and disease. Newer coverage options combine yield protection and price protection to protect farmers against potential loss in revenue, whether due to low yields or changes in market price.

APH
YP (YIELD PROTECTION)
RP (REVENUE PROTECTION)
GRP, GRIP (GROUP RISK PLAN)

Adjusted Gross Revenue (AGR)

Crop insurance provides producers with protection against low revenue from natural causes and market fluctuations. The insurance covers income from agricultural commodities, as well as income from animals, animal products, and aquaculture species reared in a controlled environment.

Named Peril Products

Recommended as either supplements to your MPCI or Crop Hail policies or as standalone policies. They are designed to cover gaps in coverage such as hazards unique to specific crops, unavailability of MPCI and hail insurance in your area, or to cover a processor.

Crop Hail Insurance

Policies are not part of the Federal crop insurance program. Crop-Hail coverage is purchased because hail has the aptitude to completely destroy a major part of a planted field while some is left untouched. A crop-hail policy can be purchased at any time during the growing season.

Livestock Insurance

Livestock Risk Protection
Livestock Gross Margin

AgQuest Insurance Agency is an Equal Opportunity Provider.

Property and Casualty Insurance

The expert team at AgQuest/Minnesota River Insurance is supported by 132 years of combined agency experience and will meet with you on your farm to explain and review the coverages that meet your farms’ specific needs, ensuring that you’re adequately covered. They are Elite Farm Certified and have specialized agents that are AFIS and CIC certified, with that, they pride themselves on having in-depth knowledge and experience of the farming industry when it comes to insurance. Coverage available:

Commercial Farm/Auto: Farm Packages, Farm/General Liability, Farm Excess Liability/Umbrella, Commercial/Personal Auto, Fleet Auto, Workers Compensation, Inland Marine, Pollution

Auto Insurance: Personal Auto Insurance, Classic Collectors Auto/Antique, Motorcycle/Scooter Insurance, ATV/UTV/Snowmobile Insurance, Motor Home/RV Insurance, Boat/PWC Insurance

Property Insurance: Homeowners Insurance (primary and secondary residences), Condo/Townhome Insurance, Mobile Home Insurance, Renters Insurance, Landlord/Tenant Insurance, Personal Umbrella, Flood

Contact AgQuest for all your Finance and Insurance Needs.

Customer Service
AQCustomerService@agquest.net
507-249-4000
www.agquest.net